About
We make budgeting something a household, a group or a project team can do together — clearly, privately and without spreadsheets.
Most budgeting tools are built for one person and one bank account. Real money is shared: a household splits the rent, a savings group counts contributions, a project pays builders in phases, a small team needs sign-off before spending. Moneva was built for that reality — budgets that several people plan, record and review together, with clear responsibilities and without exposing more than each person should see.
Moneva is a small team building in the open with the people who use it. Every feature is included at no charge today; the product carries no advertising and loads no third-party scripts. When we introduce paid plans we will say so plainly and well in advance; the budgeting essentials will stay free.
Everything the app calculates is explained on the screen that shows it, in plain words. If a number on your screen does not make sense, that is a bug in our explanation and we would like to hear about it.
Suggestions, questions and bug reports are welcome through the contact page.
In short
Moneva is a mobile-first web app (installable on a phone) for planning incomes and expenses and recording the money received and spent against that plan, for personal, household, group and project budgets, with approvals, assignments and an audit trail. It is a budgeting tool: transactions are recorded by hand or imported from a CSV file, and it holds no money and moves none.
People who want a monthly budget they can keep; households and flatmates who share costs; savings groups and teams that want accountability; and projects such as construction or events that release money in phases. Anyone aged 16 or over can create an account.
Nothing today. Every feature is included and nothing is billed. Paid plans do not exist yet; if they are introduced they will be announced in advance and the budgeting essentials will stay free.
A personal space is visible only to its owner. In a shared space the budget owner chooses which of the three sheets (income, expenses, transactions) a member may work on, or view only, and whether that member sees other members' names and entries, category totals and balances; every request is authorised on the server and a non-member receives a not-found page. Activity feeds show actions, not amounts, unless the space turns amounts on. There are no ads, no trackers, no third-party scripts and no data sales, and nothing you enter is sent to an AI provider.
A budget covers one period (weekly, monthly, quarterly, annual or custom) in one currency chosen when it is created, Rwandan Franc (RWF) by default; amounts are decimal and totals are never added across currencies. Each line carries planned, approved, allocated and actual amounts, and available is allocated minus actual, committed and pending.
Stock keeps bulk items such as rice, oil and soap in kilos, litres, pieces or packets per location; every purchase, use, count, transfer and return is a movement, and a count is never an expense. Each purchase with a quantity and a unit price becomes a price per unit by shop. A community median is shown only when it rests on at least five purchases from three or more spaces, by district and kind of place, and never reveals another household's price.
Sign-in uses an email address and a password of at least 8 characters, with an optional time-based code from an authenticator app (TOTP) and recovery codes. Attempts are rate-limited, every session is listed and can be ended, and account deletion has a 7-day grace period.
What we stand for
Financial planning should be straightforward and accessible.
Understand your finances and make informed decisions.
Households, teams and groups working toward shared goals.
Consistent saving, intentional spending, long-term progress.
Create a free account and plan one honest month. If something does not make sense, tell us — that is a bug in our explanation.
Install from your browser — no app store needed.
